Financial Services

The financial services industry is focused on managing money and providing financial products and services to individuals and businesses. Innovations in this industry could include blockchain technology, robot advisors, and mobile banking solutions.

Financial Inclusion

Ideas around increasing access to financial services for underserved populations, such as low-income communities and rural areas, through technology and innovative business models.

Digital Payments

Ideas around leveraging digital payments and mobile money technology to increase financial inclusion, reduce transaction costs, and improve security.

Blockchain Technology

Ideas around using blockchain technology to improve financial services, such as reducing fraud, increasing transparency, and improving data management.


Ideas around using artificial intelligence and automation to provide personalized investment advice and portfolio management to customers.

Open Banking

Ideas around using open banking APIs to enable third-party financial service providers to access customer data and offer new services, such as financial management tools and lending platforms.


Ideas around improving cybersecurity in financial services, such as using biometrics, two-factor authentication, and real-time monitoring to prevent cyber attacks.

Financial Literacy

Ideas around promoting financial literacy and education to help consumers make informed decisions and improve their financial well-being.

Impact Investing

Ideas around promoting socially responsible investing that generates measurable social and environmental impact alongside financial returns.

Wealth Management

Ideas around using technology and data analytics to provide customized wealth management solutions to high-net-worth clients.

Insurance Innovation

Ideas around using technology to improve insurance offerings, such as using IoT devices to monitor and prevent losses, and using data analytics to improve pricing and risk assessment.